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Recently, the Fourth Circuit handed down one of the first appellate-level decisions involving insurance coverage for a cyber-related event. The ruling is likely to create ripples among both carriers and company insureds, as it establishes the possibility that, under a general liability policy, a carrier may still be on the hook to cover cyberattacks or data breaches that are the result of a company’s negligence (as opposed to those stemming from a criminal attack, in which the company is the victim). In their Client Alert on the Fourth Circuit’s ruling, colleagues James BobotekPeri Mahaley and Benjamin Tievsky break down the ruling and its takeaways.

 

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It’s apparent by now that along with an expected economic impact of billions or even trillions of dollars, the Internet of Things (IoT) also brings with it a host of security, health and policy concerns. (See our earlier post on managing the cybersecurity risks of the medical IoT for just one facet of these concerns.)

 The U.S. government has noticed, and the National Telecommunications and Information Administration (NTIA), part of the Department of Commerce, is now seeking comments to guide its own rulemaking on the IoT.  In a recent client alert, colleagues Aimee Ghosh, Sheila Harvey, and Glenn Reynolds break down what exactly the NTIA will be looking for in terms of feedback.

 

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NewsofNote

Intel and Sony give us an idea of the future of virtual reality; Google goes shopping in the cloud; the FBI warns consumers about car hacking; the Internet of Thing’s language problem; and more …

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For businesses offering services requiring a contractor’s license in multiple states, the rules governing traditional contractor advertising can be complex enough in their own right. But when you add social media to the mix? Well, then knowing where to look and what rules to follow can become even more of a challenge.

Over on the construction and real estate law blog, Gravel2Gavel, colleagues Amy Pierce and Rob James have written two posts of interest to any contractors trying to navigate the often complex intersection between advertising and social media. The first, Contractor Advertising in the Age of Social Media, explores some of the hows and whys of this increased complexity. Its companion piece, A Resource Guide for Contractor Advertising on Social Media, provides what could be an invaluable starting point for any contractor wishing to take advantage of the immense potential for customer generation and relationship building present with social media platforms … without running afoul of the ever-changing, myriad state and municipal laws, regulations and guidance that govern such advertising.

 

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NewsofNoteMain

A virtual reality refresher course; Google and privacy concerns; Snapchat visits the dugout; WeChat has some homework for Chinese student; and more …

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China has issued new, wide-ranging regulations on the publication of virtually any type of content over the Internet. The new rules, promulgated jointly by the PRC State Administration of Press, Publication, Radio, Film and Television (SAPPRFT) and the Ministry of Industry and Information Technology (MIIT), go into effect on March 10.

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In her post “The FCC Has Written Good Contest Rules, Now You Should, Too” over at Pillsbury’s CommLawCenter blog, Lauren Lynch Flick has written a good summary—and provided a number of useful takeaways—regarding the FCC’s new Licensee-Conducted Contested Rule. While the rule focuses on broadcaster-run contests, the importance of clear language in contest guidelines and write-ups is a valuable lesson to keep in mind, regardless the medium.

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Amazon adjusts its TOS to account for a zombie apocalypse; Apple and Facebook ponder different roads for VR and its devices; the BBC will scan your face to see how you feel about what you’re viewing; and more …
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The cybersecurity ramifications of the Internet of Things (IoT) are perhaps nowhere more crucial—potentially a matter of life and death, in fact—than in the realm of medical devices. Until recent times, a potential hack of the data-sharing that is a hallmark of the IoT raised far more privacy concerns than actual health risks. However, as medical devices begin to evolve and make use of the connectivity of the IoT, this balance may change. For one example, think pacemakers, where a malicious glitch in a networked piece of equipment could have fatal consequences.
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Augmented reality goes to the Superbowl; Cisco commits to the Internet of Things with a billion-dollar embrace (even as IBM belatedly embraces the cloud); the staying power of the sharing economy is questioned; and more …

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